Middle Aged Couples ( 35 - 55 )

Financial Needs

· Establishing a lifestyle as a family with growing children

· Advancing in careers or building up own business

· Reducing the financial commitments

· Saving and investing for rapidly approaching retirement

· Perhaps buying a car for the children

Financial Mistakes

· No saving for the expenses relating to child’s education

· Spending too much money on child’s education

· Allowing living expenses to increase rapidly along with increases income

· Failing to save for retirement

· Insufficient insurance coverage due to increased living standard

· No will or suitable guardian and trustee for children