Dying Too Soon
DO YOU KNOW WHAT’S YOUR BIGGIST ASSET?
Your biggest asset is your ability to provide your family with what they can enjoy today.
You provide income to your family.
DO YOU KNOW HOW MUCH OF YOUR INCOME CONTRIBUTE TOWARDS YOUR FAMILY’S DAILY EXPENSES?
70 % of your income is spent on LIABILITIES
- HOUSING LOAN
- CAR LOAN
- CREDIT CARD
- FOOD
- ENTERTAINMENT & SHOPPING
- HOLIDAYS
- CHILD CARE & EDUCATION
- DEPENDENTS
The balance of 30 % is utilized for your personal expenses
WHAT’S HAPPENS IF…YOUR INCOME STOP SUDDENLY..!!
How would your family meet it’s financial requirement?
- Financial setback – they need adopt new situation
- Lifestyles changes – be forced to downgrade their lifestyles.
- Forced sales of asset – may also be inevitable, thereby and causing a financial loss.
- Additional expenses – unpaid medical bills, probate cost, mortgage & outstanding debt.
When income stops and expenses increase, life will go on for your love ones but painfully and without sufficient fund.
POSSIBLE SOLUTION ?
- Saving & Investment – how long will your saving s last for your family?
- Sell the asset – what’s is the current value of your asset? Will you get it worth?
- Borrow – from who? How much? How long and repay?
- Spouse income – is she competent enough to carry the burden?
SO WHO IS GOING TO TAKE CARE OF YOUR FAMILY ?
My responsibility is to protect your family from any financial suffering in the event of death of the breadwinner..
Please do not hesitate to contact, sms, online or email :
Ahmad zulhilmi : 012-2909481
Yahoo messenger : badai501
ahmadzulhilmi@prupartner.com.my
ahmadzulhilmi@mobileemail.vodafone.com.my


